It would depend on what was on my mind at the time of receiving the money. It would be smart for me to use it to pay down my debt. However, we also need transportation and that would provide us with some type of vehicle. And then there are the doctors. With a grand I could actually get my children into a proper specialist. I'm afraid I wouldn't be able to decide on what to spend it towards. Getting debt free, transportation, or medical... hmmmm....