Sinking of their home-made boat

If someone were to hand me $1,000 and give me an hour to spend it, my first stop would be the bill payment center so that I could pay my utility bills (and keep my gas and water from being shut off), then with the rest of the money I would go to the bank and pay my mortgage payment for April, and that would take care of all of the money.

I currently have no income and have two utilities in danger of shut off and electricity is not far behind. If I don't get my house payment made, in a couple of months we may be homeless, too, so paying that is my priority right now.

Would I like to take that money and spend it frivolously? Absolutely! I would love to go buy a bunch of clothes and new glasses for me and my son and just have some fun with it, but alas, when one has a child, irresponsibility has to wait.