Most people would pay off their debt or make a little dent in it with $1,000. I'd find myself going deeper into the hole by making purchases for things with accessories "sold separately."

I love electronics, and we all know how expensive those can get. Clock radio - "batteries sold separately." Computer - "monitor sold separately." Flat Screen TV - "wall mount sold separately."

There's a pattern here, and it's only costing me more every minute.

So this time, I'm going to solve the problem. I'll spend the thousand on accessories first. And wait to see what happens next.