Dollar Sign in Space - Illustration

A recurring daydream for me would be to win a few million, give my son & daughter each a million, set up million dollar trust funds for the grandchildren, give half a million to each of my siblings, which comes to 3 million, and keep the rest as retirement income for ourselves. And it doesn't need to be a million, although if it was a million I could live quite simply on the interest:)
I dislike giving to charities because SO much of the money gets eaten up in administration costs...that bugs me.
Oh, and I would also be able to just "help" someone in need that would be part of the community where I would be living on the island. You know, when someone suddenly hits an unexpected downward spiral and finds themselves very down on their luck, I'd like to be able to anonymously give them the funds to turn things around for them:)
All of that would make me feel good. Personally I have no need for a large fancy house, car, boat etc. None of that stuff attracts me in any way and I always gave away the money I had anyway...which is why I'M not retired yet cause I don't have enough funds LOL