There's no question about where I would want to retire and that's on a lake-preferably on Smith Lake in Alabama. There is no place that I would rather be than on the front porch of a cabin in the morning with a cup of coffee, watching the mist rise off of the water. There's nothing better to me than the peace and quiet that the lake offers, with the occasional roar of a wave runner or ski boat speeding by. I would love to have a pontoon boat large enough to fit all of my family on (and of course, the dogs would want to come too).

Not only would I enjoy the daily quiet of the lake, but the cabin would be a great draw for my family (it might even bring my California son home for some time on the water). I would love to have cook-outs for my extended family as well. Being able to get away from the hustle and bustle of daily work and having time to host a weekend getaway for the people I love the most excites me more than anything. And, there's always the water sports; though it's been some time since I've skied, I would love to renew my skills and try my hand at slalom skiing. After all, who says a retiree can't ski? Well, maybe I'll get to find out one day...