I know we all wish we could solve all of the world's problems, but it just isn't possible. Getting rid of world hunger, finding a cure for cancer, finding homes for the homeless... it's going to take a lot more than money to fix that, and definitely a lot more than a million dollars.

If I had to give away a million dollars, I would spread it out.

A year ago, I had been out of college for less than a year and I was struggling a little bit with money. I was double frustrated about this because I did not get myself into this situation. I didn't go out, I didn't party, I didn't go shopping, I pretty much lived off the dollar menu. But all of my money was going to school loans and rent and bills and trying to pay off the enormous credit card balance I had accrued from fixing my shitty car. And I remember saying to Nick one day "If I only had $3,000 it would change my life, and it's so frustrating because it's such an insignificant amount of money."

So that's what I would do. I would hang onto the million dollars until I came across someone like my one-year-ago self. Someone who is just getting started and could use a couple thousand dollars to get on their feet. You could give a million dollars to a big charity, but who's going to feel that? Give a couple thousand dollars to a five hundred people who need it and that will make a difference.