I have found that the people who know all their government entitlements, tax breaks, grants available etc, are usually the people who need it the least. I have always promised myself that if I ever won a ridiculous some of money, I would start a scholarship or grant fund in honour of my family.

Where is the prize for working hard and raising a loving family? My mother always said that it is it's own reward, but I argue that if you have everything else that's important, money would only make it better. My plan is to find people who are doing those things, but still struggling, I know how it feels to pay all your bills (phew!) only to see another lot come in. Disheartening. It feels like pushing shit up hill, pointless. I would find these families, and pay their mortgage, clear their current bills, and if needed fix up their house. Wouldn't it be nice for them, for the money they earn to be their own?

I don't want to give these people millions, just allow then to have alittle money in their pocket, maybe a nice holiday, once a year? Finally replace the second hand couch that's falling apart. A few little unneccessary things they might fancy. My husband and I often bemoan the fact of our mortage, imagine how much money would would have, if we owned our house outright. Don't get me wrong, my house is not a mansion, more of a crap shack, but without our mortgage, we could fix it up. I think of people in my situation. People with good work ethics, who are already rich in the important things, who are just a little poor. I would make it easier for them.